If you’re looking to buy a safe to keep your cash or valuables secure then you’ll probably be wondering what is the best safe to buy. How do you know what you should be looking for, and how do you decide which is the best safe for you?
There are many things to consider when looking for a new or second hand safe. Selecting the right safe is essential for your insurance, its final position, purpose and security. We know safes inside and out, so here’s our expert opinion on choosing the right safe for your home, office or business.
The cash rating of a safe is simply the amount of cash an insurance company will cover you to hold in your safe. Cash rating is also commonly known as ‘overnight cash rating’. Cash ratings start from £1000 and go up to £150,000. The rating for other valuables like jewellery is always 10 times the cash rating. So for example a safe with a £10,000 cash rating will be allow you protection for up to £100,000 of jewellery or other valuables. Always check with your insurance company how much cover they need you to have.
Insurance companies may also insist on a Euro graded safe, and they follow a simple number system:
The AiS (Association of Insurance Surveyors) are the UK’s safe accreditation body. Many insurance companies will insist on your safe being AIS approved. Most Euro graded safes are AiS approved, but always check with your supplier.
It’s important to remember that all safes need to be installed and fitted professionally to meet with insurance companies’ approval. Many modern safes are very light which is a benefit for fitting to upper floors, but also means they are easier to carry away. Secure fitting and installation is a determining factor when it comes to a claim.
OK, so size may not matter in some instances, but when it comes to choosing a safe it’s essential. Factors to consider when buying a safe can include:
There are three options you need to consider when choosing a safe. The lock can be the most expensive part of a safe, and when you consider this is all that keeps a thief from your valuables, you can understand why.
Here’s what you need to know about locking choices:
Most modern safes have a 30 - 60 minute fire protection for paper, although some safes will offer more depending on their design and type. Fire protection will keep your valuable documents safe from harm in the event of a fire, and can withstand intense heat until the fire is put out.
Other options to consider when buying a safe might be:
If you need any further advice on buying a safe, give us a call on 0800 389 6066 or email us at email@example.com